HCR Wealth Advisors Helps People with ‘Sandwiched’ Finances

Everyone needs to make sure that they have enough money to live in life. Sometimes, people have to depend on people who are their relatives or loved ones just to make ends meet. This is the type of action that many children, young adults, and seniors take in life. Most people do not want another person supporting them. However, situations of dependence sometimes happen due to factors beyond a person’s control.

 

Middle aged adults between the ages of 30 and 55 are considered the highest earning wage group in the country. These individuals typically are settled into their careers, have savings put aside and typically have a surplus of cash they can use to cover many extra expenses. As a result, this age group is often called upon to support their children and their parents when they fall on hard times. Truth be told, this is something that is expected of them.

 

The term “sandwich generation” is used to define any middle-aged person who has to take care of their children while taking care of their parents at the same time. People who come from the sandwich generation need to make sure that their finances are in order and that they are strong enough to handle the extra stress of senior adults, young children or their young adult kids who are not able to move out on their own.

 

The independent advisors at HCR Wealth encourage the sandwich generation members to stay committed to their retirement funds. They want middle age people to understand that they first must maintain and/or increase their finances before they can help the people around them. Sooner or later everyone must retire. When they do, they should have enough money coming in to ensure that they can adequately support themselves and the people they love—if that need arises.

 

HCR Wealth Advisors is registered investment advisory firm that can develop a financial strategy for clients that is practical to implement within their current lifestyle. They can also help sandwich generation people to protect their finances from risky investments and to improve their ventures with greater returns.

Connect with President of HCR Wealth Advisors on LinkedIn here

HCR Wealth Advisors is not affiliated with this website

What Sets AvaTrade Review Above the Rest?

Sometimes, life can give you lemons. When you go to the AvaTrade Forex broker, you can turn those lemons into lemonade. Learn why AvaTrade Review leaves others in the dust.

 

AvaTrade Freedom

More than 200,000 AvaTrade members have discovered a better way to add money to their wallets. The Forex broker has been around since 2006. It is regulated by a number of governments, including the Central Bank of Ireland.

 

Its deposit minimum of USD$250 is within industry arrangements. You can use the popular MetaTrader 4 (MT4) platform to complete your transactions. MT4 has an app for Google or Apple mobile devices. You have commodities, stocks, currencies, cryptocurrencies, indices and ETFs available here.

 

You are not restricted to simply fiat currencies at AvaTrade. You can trade the following cryptocurrencies too: Bitcoin, Bitcoin Cash, Bitcoin Gold, Ripple, Ethereum, Dash, Monero, Neo and Litecoin. You can have some fun with these decentralized digital coins.

 

Ancillary Income

There might be a Welcome Bonus for your first deposit. You can also use the Referral Program to increase your funds. AvaTrade appreciates its 200,000 members.

 

Brick and mortar stores will close and not allow you to earn income 24/7/365. That is not the case with AvaTrade. Make money when you want.

 

If you are a computer programmer, you can reconfigure the AvaTrade API to your specifications. You can also have fun by linking to ZuluTrade. These advanced features set AvaTrade apart.

 

Trade What You Want

You can trade what you want, when you want on AvaTrade. You can choose your own plug-ins. You have freedom at AvaTrade.

 

You might like the “2013 Most Reputable Broker FX Empire Award for AvaTrade. Those in the industry know AvaTrade and have few negative things to say about it.

 

This AvaTrade Review found a responsible, transparent Forex broker. The fees and spreads are clearly listed. You can find what you want and trade when you want at AvaTrade.

Utilizing The Software Platform With NGP VAN

Behind the scenes of just about every campaign in the United States are ran by NGP Van’s software in order for compliance operations, volunteers, and voter contacts to run smoothly, in all states within the USA. The digital end of things is how everything collaborates, and makes it possible for organizations with fundraising goals to meet those deadlines utilizing the software of NGP VAN. When it comes to being a nonprofit, and a Democratic campaign, these organizations rely on NGP VAN for an integrated platform, creating a possibility for the organizations to expand, with the way social networking products are revolutionizing today.

The use of the software that is available through NGP VAN plays a major role in how leaders are elected, and assist with getting relevant issues heard on a larger scale. Whether you are a small organization, or a supporter, the whole intention of the platform that they possess, empowers individuals on a grand scale, with their affordable prices, and tools that are a game changer. NGP VAN gives some very important tips on how campaigns and consulting firms can be strengthened, and how being organized is so vital for success, towards the end of a quarter. Keeping up with the growth of an organizations social media’s presence can be a very valuable factor to gain even more supporters for your cause or election.

When people on the outside feel as if they are part of your movement then it ultimately benefits everyone involved, by showing how close you are to setting the goals you put in place. In this case people will feel more comfortable in donating higher funds, and will talk amongst others on how positive your campaign is.

After a job well done meeting all your goals at the end of the quarter, NGP VAN mentions to collaborate a team bonding activity by celebrating all their success that worked so how far, because of being so prepared in advance.

Find NGP VAN’s tips in video form on their Youtube channel:

ttps://www.youtube.com/user/NGPVANLefty

 

Tony Petrello’s Life As A Philanthropist

Tony Petrello is from Newark, New Jersey and has had a share of challenges in life. For example, his daughter was born prematurely. As if that was not bad enough, she was diagnosed with periventricular leukomalacia, which is a common disorder in premature babies. The disease is as a result of oxygen deprivation to the brain. Carena, Tony’s daughter, was only 20 ounces at birth, and since her brain failed to get enough supply of oxygen, she developed cerebral palsy.

Looking for a Divine Remedy
This ordeal led Tony and his wife Cynthia to search for a cure for their daughter’s illness. No parent expects to get a baby with problems, especially at birth. This was a humbling experience for both of them, and they found themselves on their knees pleading for a miracle.

Tony Petrello Oil Career
Despite the fact that Tony Petrello has two mathematics degrees from Yale University and another one in law from Harvard, he chose to get into the oil business. He could have easily made a great mathematics professor or a lawyer, but he followed his heart. Currently, he holds the position of the Nabors Industries’ CEO.

Although Tony has no experience working on an oil rig, he proudly leads a company that has 500 of them in more than 20 countries. His company has more drilling rigs than any other globally. Tony’s leadership at Nabors has seen its share price go up 180%.

Read more: Tony Petrello: One of the Highest Paid CEO in the Nation


His Philanthropic Works
In remembrance of his dear friend who was a mathematics professor, he donated $150,000 to his alma mater. He also promised to match any donation that other former students made. Tony also supports the neurological research center at the Texas Hospital. His help to the victims of Hurricane Harvey cannot go unmentioned.

Tony Petrello’s Social Life
Tony Petrello is not all work and no play. This philanthropist goes beyond helping the needy. He has had the pleasure of hosting one of Texas’ legends. Tommy Tune, a multi-talented artist, was hosted by Tony and Cynthia in their home. He was born and raised in Houston before relocating to New York where he lives. Although he no longer lives in Houston, Tommy loves to visit his hometown and perform for his fans. On one occasion, more than 5,000 fans attended his performance, which took place at the Miller Outdoor Theater.

Unlike many wealthy people who don’t have time for the poor, Tony has a loving soul that goes out to everyone. He believes that his daughter will one day get cured and live a normal life just like any other child. Tony is the true definition of a philanthropist.

Source: https://www.broadwayworld.com/houston/article/Tony-Petrello-Welcomes-Tommy-Tune-Home-To-Houston-20180104

Kerrisdale Executive Sahm Adrangi

Sahm Adrangi is the founder and one of the chief executives of Kerrisdale Capital Management, a company that focuses on investments and market commentary; it has recently been tagged a Limited Liability Company (LLC). Ever since it was founded in 2009, Sahm Adrangi has been heavily involved with various aspects of the company’s operations. In fact, he launched the company with less than a million dollars. Currently, it manages over $150 million. Adrangi has received a BA in Economics from the illustrious Ivy-league, Yale University.

Adrangi’s Kerrisdale is mainly known for short selling and providing extensive research. In essence, his company helps the market grasp concepts and views more efficiently; he corrects public notion of some of the fundamental aspects of a business. The publications of research are mainly done on the company’s website, Twitter, and other related websites.

Sahm Adrangi initially came to fame when he reported various fraudulent Chinese companies, including China-Biotics, Lihua International, and China Marine Food Group. Moreover, his other targets soon became the main investigative focus of the Securities and Exchange Commission (SEC).

More recently, Sahm Adrangi has focused his company’s expertise in the biotechnology and mining sectors. Kessidale has consistently published quality research in the biotechnology sector, including that of companies such as Sage Therapeutics, Zafgen, Pulse Biosciences, and more. Furthermore, Adrangi believes the mining sector has high potential, especially with companies like Northern Dynasty Minerals and First Majestic Silver.

Although Sahm Adrangi has had an illustrious business career, he is also an activist for various investments. For example, he helped Lindsay Corporation manage and sufficiently allocate their cash flow. In another instance, he had a successful contest to replace directors from the Morgans Hotel Group.

Initially, Adrangi began his career in the credit industry, providing financing services at Deutsche Bank and serving as an adviser in other companies. Then, he worked for the prestigious Longacre Management (a multi-billion dollar corporation).

Today, Adrangi has been a guest speaker at several conferences, including the Value Investing Conference, Traders 4 a Cause, and Sohn Conference; amongst others. In addition, he has been featured on several broadcast stations such as New York Times, Wall Street Journal, and the Washington Post.

Joel Friant, passion ignited with the Habanero Shaker

Entrepreneur Joel, “the Thai Guy”, Friant revived the beloved product that ignited his passion for business, the Habanero Shaker.

Inspired by his Thai fast food business, Friant developed the shakable Habanero Pepper for his family and friends. Friant soon launched the “Habanero Shaker” for customers to bring the flavorful Habanero flakes home. Unlike basic crunched red pepper, Friant “cut no corners” and only packaged Habanero flakes. Aside from providing flavorful heat, Friant advertised the health benefits of peppering a person’s cuisine with Habanero pepper flakes. During its height in the 1990’s, the Habanero shaker sold at some of the largest grocery chains in the state of Washington.

Not resting on the success of The Habanero shaker, Friant sought to challenge himself in the real estate market. At the turn of the millennium, Friant helped friends and customers to discover and finance their dream homes.

When the Great Recession occurred, Friant sought to learn the key concepts of gaining and upholding success. Through his research, he developed his own principles for business prosperity. His knowledge earned him publicity in business magazines and seminars.

After four years of researching and sharing his principles for success, Friant became inspired to reignite the success of his flagship product, the Habanero Shaker. Twenty years after the Habanero Shaker’s initial launched, Friant reintroduced his product and expanded to online markets. He advertises his product on TheHabaneroshaker.com. The website devotes an entire page explaining the health benefits of habanero peppers and providing substantiated research from respected institutions. The Habanero shaker is a highly rated product on Amazon.

Friant will expand the online market for the Habanero Shaker with an interest in crypto-currencies, a topic he researched extensively. From his home base of Corpus Christi, Texas, Friant continues to develop new products, develop new concepts, and assisting people to understand the benefits of habanero peppers.

AvaTrade Review: Great Option For Traders

As a forex trader, you know that making a profit in today’s currency market is not guaranteed. You need the skills and experience to earn a profit, and a great platform that can help you succeed. There are hundreds of forex platforms out there trying to gain your business, so how do you know which one is legit? Some are more aimed towards big investors while some are aimed more towards amateurs. One great forex platform that is built for every type of investor is AvaTrade. This forex exchange is quickly becoming a leader in the forex industry, with many traders switching to them because of how easy their platform is to use, their support, and they deposit bonuses.

Using AvaTrade review is very easy. Simply sign up and deposit, then trade. There are no hoops to jump through because AvaTrade knows that when investors are trading currencies information can impact values very quickly. The platform is easy to trade with because AvaTrade has every investor in mind when they build on the platform and software. one great thing about this company is that they provide great support and deposit bonuses to their traders. When it comes to your hard earned money, you need to be sure that if you have a question or concern that you will be able to reach out to someone to make sure that your questions and concerns are answered AvaTrae offers multiple ways of communicating with support such as calling and email which makes it very easy to talk to them. AvaTrade understands that they also need the best security on the market because when traders know that their money is secure they can focus more time on gaining profit in forex. AvaTrade is quickly becoming the leader in the forex industry, and they plan on expanding in the future.

Trading forex can be hard with all the numbers, graphs, and opinions, but with AvaTrade, you know that you are gaining a partner that is there for you. With their easy to use the platform, deposit bonuses, support, and security, you know to be assured that you have the best chance to earn a profit in forex.

Investment Recap with The Oxford Club

All it takes is five minutes or less to sign up for the most successful Trading Services at the club this year, most of the readers for this article have taken in close to $3 million dollars since the end of March. Most people don’t have a strategy when it comes to selling and trading stocks online. Good thing we have Karim to help us, he says that he’s there to help us by picking out the right companies to invest in and will be the barrier of greed and impulse investing.

The Oxford Club is an independent financial publisher, that has headquarters in Baltimore , Maryland. The Oxford Club offers comfort in providing its members with global opportunities and “market beating returns.” The Oxford club was founded in 1989 with around 51-100 employees.

Some may ask what their method to staying on top of their pay outs may be. The Oxford club claims to have a method that is time tested, unique, and principal driven to beat the odds of the online market. As of now the Oxford clubs offers newsletters, eleven different trading services, and e-letters.

The Oxford club claims to be a private and selective and that their main goal is to protect their members wealth and help their members of the club to grow. Even though they are selective this club is not by any means a secret club, they have over 157,000 members worldwide spread across 131 countries. William Bonner is the founder of the Oxford Club and Julia Guth is the current director, the club was originally known as the Passport club back in 1989.

Roberto Santiago: Pride of Joao Pessoa

The city of Joao Pessoa on the eastern coast of Brazil is a tourist magnet, and the city is known to draw thousands of tourists every year because of their pristine, white sand beaches with turquoise waters, rich cultural traditions, and fascinating history. The city is also home to famous Brazilians, including Roberto Santiago, who is an entrepreneur and a businessman who is known as the owner of Manaira Shopping, a large shopping mall complex considered to be the biggest in the state of Paraiba. Roberto Santiago is proud of his achievements, and he can recall the days when he was still thinking how he can contribute to the economy of his beloved hometown.

 

In 1987, Roberto Santiago noticed a patch of a lot near the city center that was put up on sale. He thought of purchasing the land, so he contacted the owners and settled a deal for him to get it. He bought the area and decided to develop it into a mall. Roberto Santiago seeks the assistance from local contractors to build the mall that he has been dreaming of, and within two years, the mall was completed, and it opened its doors to the public in 1989. The mall was called Manaira Shopping, after the district where it was built. In its early days, Manaira Shopping has a small area, but it was made from ground up to maximize the space that it can occupy. The locals of Joao Pessoa are not used in shopping malls, but the construction of Manaira Shopping changed everything. The locals hang out at the mall especially every weekend, and some are paying a visit to get what they need.

 

Roberto Santiago never expected that the mall he built would become the symbol of the city. His business has given him a tremendous amount of wealth, and the money that he made building the mall was later used for the Manaira Shopping’s renovation and expansion. Since 2017, the mall has undergone several development and renovation projects, including the construction of an ample parking space, the Domus Hall in 2009, the food court section renovation in 2012, and the addition of more areas for shops. Manaira Shopping has also welcomed its doors to developers, and today, residential and office complexes can be found operating inside the mall’s premises. There is also an educational institution, a fitness center, and banks which have daily transactions.

 

The construction of Manaira Shopping inspired Roberto Santiago to build more malls within Joao Pessoa. His second mall is now under construction, found just a few city blocks away from his first mall. He is also conducting ocular inspections in Sao Paolo and Rio de Janeiro because he wanted to build a mall in Brazil’s most populated cities and see how it will perform.

 

Lazaro Brandao Names Luiz Carlos Trabuco As Next Chairman Of Bradesco

It was recently announced that Lazaro Brandao, the long-serving chairman of Grupo Bradesco, will be stepping down for good in the next few weeks. While the news was not unexpected, there are still many who view the 91 year old chairman as being so instrumental to the fortunes of the company that, even at his advanced age, many are not pleased to see him go.

Slated to replace him is Luiz Carlos Trabuco, the inveterate CEO of the bank who has spent his entire career with the group. Trabuco is no novice either, having started as a bank teller with the firm in 1969, he has held nearly every job title that the company offers, ascending through the ranks the old fashioned way: through hard work and grit.

The End Of A Golden Era

For his part, Brandao has finally decided to call it quits for good. He has stated that he wants to be able to enjoy more time with his grand kids and allow new executives the chance to be promoted higher throughout the corporation according to folha.uol.com.br.

But his departure, even as the inveterate banker approaches the age of 92, has not been taken well by some of the corporation’s stakeholders. Brandao, more than anyone else in the bank’s history, has become a sort of mascot of the company’s success. He oversaw the greatest period of prosperity that Bradesco or any other bank in Brazilian history has enjoyed. Since 1990, when Brandao first became the company’s chairman, the stock price of the bank has increased by a factor of more than 300.

Read more on economia.estadao.com.br

And much of this has been attributed to Bradao’s vision and leadership. He was an early advocate of the adoption of technology, especially pertaining to the internet. In the mid -1990s, Bradesco became one of the first banks in Latin America to roll out a fully functional internet banking platform. It has continued to lead the way in technological development, increasing the portion of its customers that access online banking facilities from just a few percent in the early 2000s to well over half today.

But Brandao has also been a force behind the bank’s aggressive expansion. Early on, he saw that, in Brazilian banking, the best defense is a strong offense. This proved to be prophetic, as the Brazilian banking economy morphed into one of the most competitive in the world throughout the 1990s and 2000s, gobbling up almost any competitor that was too small to compete with the largest players. Bradesco got on the right side of this bet, quickly expanding through both acquisitions and organically growing its customer base.

All of these factors have given Brandao a level of respect and admiration that is truly rare for a non-founder of a company. In many ways, Brandao enjoys the same level of deference by his shareholders as Sam Walton or Warren Buffett have in their own respective firms. He is widely considered the driving genius behind Bradesco’s enormous success and someone that many feel the bank cannot safely do without.

However, Brandao has been explicit in his endorsement of Luiz Carlos Trabuco to take his place. He has repeatedly stated that Trabuco shares much of the same vision for the bank and the country as a whole with Brandao. And Trabuco has been a non-trivial player in the rise of the company himself, having taken three separate business units within the firm from obscurity to huge profitability as well as orchestrating one of the biggest coups in Brazilian business history, with the acquisition of HSBC Brazil.

All of this means the, under Trabuco’s board of directors, the bank’s future looks bright.

Search more about Luiz Carlos Trabuco: https://www.terra.com.br/economia/trabuco-assumira-presidencia-do-conselho-do-bradesco-banco-nomeara-novo-chefe-executivo-em-marco,9fb1d7fe927d7f26678a7543f82f02edw3u6oihm.html